April is Financial Literacy Month: Empowering Our Youth with Financial Knowledge

April 6, 2025

By Bobby Cobb, Founder & CEO of Cobb Global Outreach Inc.

Each April, we observe Financial Literacy Month—a time dedicated to raising awareness about the importance of financial education and promoting smart money management skills. For us at Cobb Global Outreach Inc. (CGO), this month is more than a campaign—it’s a movement toward generational empowerment.

Why Financial Literacy Matters

Financial literacy is not just about knowing how to budget or save; it’s about creating pathways to opportunity. It means understanding how credit works, making informed decisions about student loans, and knowing how to protect one’s identity. It’s the foundation of economic mobility, and it’s the key to closing the wealth gap—especially in underserved communities.

According to the National Financial Educators Council, the average adult loses more than $1,200 each year due to financial illiteracy. For young people, especially those from low-income families, this loss can represent missed meals, delayed dreams, and limited choices. That’s why at CGO Inc., we’ve committed ourselves to breaking these barriers through real, actionable financial education.

Our Commitment to Youth Financial Literacy

Throughout the year—and especially during April—we lean into our mission to educate middle and high school students on financial topics that matter. Through our partnerships with schools, faith-based organizations, and community partners, we have reached hundreds of students with interactive lessons on:

  • Budgeting & Saving: Teaching students how to create a budget and build healthy savings habits early in life.
  • Understanding Credit: Helping youth grasp how credit scores work, and why responsible use of credit is vital.
  • Banking Basics: Introducing checking accounts, debit cards, and the importance of understanding banking fees.
  • Goal Setting & Money Mindset: Empowering students to align their financial choices with long-term personal goals.

Our goal is not to lecture, but to inspire—to provide the tools and confidence young people need to believe they can build a different future. Through relatable instructors, real-life examples, and digital tools, we bring financial concepts to life in a way that resonates.

Celebrating Progress, Fueling the Future

This Financial Literacy Month, we celebrate the progress we’ve made:

  • Partnering with Corners Outreach, Kappa League, and several local schools to reach over 120 students in 2024 alone.
  • Awarding 24 scholarships totaling $21,000 to high school seniors with clear financial goals.
  • Launching our first financial literacy curriculum, complete with interactive lessons, real-world scenarios, and culturally relevant case studies.

But we are not done. We believe every student—regardless of zip code or background—deserves access to the financial knowledge that will shape their destiny.

How You Can Join the Movement

  1. Volunteer with Us: Become a guest speaker, mentor, or financial coach in one of our upcoming programs.
  2. Sponsor a Student: Help us expand our impact by sponsoring curriculum materials or scholarships.
  3. Share the Message: Use your platform to promote financial literacy this month. Let’s amplify this conversation.

At CGO Inc., we believe that knowledge is power—and financial knowledge is freedom. This April, let’s celebrate Financial Literacy Month not just with awareness, but with action.